After an accident or injury, you may need to receive medical treatment to get better or to save your life. This treatment can consist of medication, surgery, adaptive medical devices, physical therapy or a host of other treatment methods. Unfortunately, medical care is not free. You will have costs to pay even if you have health insurance.
You should not be responsible for paying for any of these expenses after you suffer an injury that someone else causes. In fact, the person responsible for your accident should pay 100 percent of your medical bills.
At Salvi, Schostok & Pritchard P.C., our attorneys have helped clients in Chicago and across Illinois to get the money they need to cover their medical bills other losses after an accident. To learn how we can help you, call us today or contact us online.
The person or entity that caused your crash or other accident will need to pay for medical expenses incurred up to the time when you settle or when your case goes to trial. You should also be compensated for any future medical expenses that are expected as a result of your injuries. The compensation should cover physical injuries as well as emotional injuries.
Adaptive medical devices and even transportation to your medical appointments should be covered as well. When another person caused your accident, you should not be out any money at all for your medical treatments – everything you spend or will spend in the future should be covered.
You can obtain your compensation for medical expenses in one of two ways: Negotiating a settlement or proving your case in trial.
In the vast majority of cases, it is the insurance company of the person who hurt you that has to pay for your damages. This means you will usually be negotiating with the insurance company to try to reach a settlement. Once you settle, you give up the right to make a future claim. So, you will need to be sure that you are fully compensated for all medical costs.
To maximize your compensation for medical expenses, you will need to provide medical records and bills showing the amount of money paid out. You will also need expert testimony on the expected bills and costs that you will need to pay in the future.
When negotiating a settlement, it is also important to realize that your health insurance company may be entitled to some of the money that you receive. If your insurance company pays out medical bills, the company may place a lien on your settlement or they may have a “subrogation clause” in your insurance contract. This basically means that when you receive your accident money through a verdict or settlement, the health insurer can try to get the money back that was paid for your medical bills.
An experienced injury attorney can work with your health insurer and the insurance company of the person responsible for your accident to ensure that your health insurer is paid back and that you still get a full and fair settlement when all money is paid out.
Whether you settle out of court or take your case to trial, personal injury damages after an accident should always cover all medical costs. However, it is important that you have an experienced attorney to protect your rights and ensure that you get the money you deserve.
Salvi, Schostok & Pritchard P.C., has a strong record of obtaining settlements and verdicts for clients in a range of cases. In fact, we have recovered more than $800 million on behalf of clients throughout Chicago and Illinois. Our record includes cases in which medical expenses involved several thousand dollars to ones with several millions of dollars in medical costs at stake. Every case is important to us.
If you have been injured through no fault of your own, get help today by calling our toll-free number or using our online form. We can provide you with a free, no-obligation consultation.