Should I talk to the insurance company of the driver responsible?

Speaking with the insurance company is necessary at some point, but it is important to speak with a lawyer first.

To obtain compensation from the insurer, you must demonstrate the insured party was responsible for causing the motorcycle accident and your injuries. The insurer will look for ways to minimize compensation or avoid paying a claim. So, the insurer may try to obtain information suggesting you were at fault or that your injuries were not severe.

While speaking with the insurer becomes necessary while negotiating a settlement or during the pre-trial phase of your case, you should not volunteer information beyond answering direct questions. You should never apologize, admit fault or otherwise indicate that you were to blame in any way.

An attorney who focuses on motorcycle accident cases should represent you and be present during any conversations with the insurer. A lawyer can advise you on whether to answer a question and what information you are obligated to provide.

You can also check out our section on Motorcycle Accident Dos and Don’ts for more information on what you should and should not do after an accident.