What kinds of money or benefits can I expect to get if I make a claim after a construction accident?

Workers’ compensation provides disability income, lost wages, and payment of medical costs, while a lawsuit compensates you for actual economic losses and non-financial damage. Knowing what you are entitled to is essential, as insurers and employers often try to pay less than you deserve.

Workers’ compensation benefits are set by statute and include payment of 100 percent of medical costs and 2/3 of weekly wages if you cannot work. There are maximum and minimum weekly benefits for lost wages or death benefits, which are explained on the Illinois Workers’ Compensation Commission website.

In a lawsuit against a third party for a construction accident, compensation is determined by a jury or through settlement negotiations. You should receive funds to pay medical bills and costs and damages for lost income, pain and suffering, emotional distress, or wrongful death.

You can learn more by reading our section on Workplace Accidents.